Nathan has started a new job! This is wonderful since he was less than happy where he was. It was definitely a wonderful time for a change! Here is Nathan's explanation of his new job:
I am working at GMAC as a loan modification specialist. I will be servicing loans that have gone into default and trying to qualify them for President Obama's Home Affordable Modification Program. This allows the homeowner to stay current on their loan and the investor will not lose the loan to foreclosure.
Anyway, I have a few more weeks of training, but so far so good! I really like everyone I am working with and I have learned more about mortgages this week than I have my whole life.
Saturday, September 19, 2009
Sunday, August 30, 2009
My New Obsession
Whenever I went to New Jersey to visit my family as a kid, I would inevitably end up making multiple trips to the grocery store with my grandmother. My grandma ALWAYS used coupons and would get so excited during double/triple coupon time at Safeway! Recently, Nathan and I have been trying to save money here and there because I haven't been able to work since May due to classes and student teaching. I started using coupons at grocery stores at the beginning of the summer, and we would save between $5-$10 every trip. Not too bad! Although, this summer I discovered where the major savings occur and that is at CVS!! CVS offers what are called 'Extra Care Bucks' to loyalty club members with certain purchases. These work just like cash at CVS stores and lead to some pretty incredible savings! Thanks to the help of www.survivingthestores.com I have discovered how to utilize my coupons and sales to actually MAKE MONEY on my purchases! Here are a few examples:
Bought:
4 bottles of Sobe Life Water
2 BIC Roller Ball Pens
CVS Brand Aspirin (35 count)
L'Oreal Revitalift Eye Cream
L'Oreal Revitalift Mousterizing Cloths
CVS Brand tampons (10 count)
Cost Before Coupons: $34.53
Cost After Coupons: $5.83
Extra Care Bucks Earned: $11.98
Bought:
Tide Stain Release Laundry Detergent
CVS Antibacterial Hand Soap
Venus Embrace Razor
Glade Reed Diffuser Air Freshener
Glade Candle
Sensodyne Toothpaste
Aquafresh Toothpaste
2 jars of Welch's Jelly
Cost Before Coupons: $43.67
Cost After Coupons: $4.34
Extra Care Bucks Earned: $18.99
CVS Trip - August 18
4 bottles of Sobe Life Water
2 BIC Roller Ball Pens
CVS Brand Aspirin (35 count)
L'Oreal Revitalift Eye Cream
L'Oreal Revitalift Mousterizing Cloths
CVS Brand tampons (10 count)
Cost Before Coupons: $34.53
Cost After Coupons: $5.83
Extra Care Bucks Earned: $11.98
What this means is that I paid $5.83 out of pocket and had $11.98 in Extra Care Bucks to spend on my next trip. Therefore, it is as though they paid me $6.15!!
CVS Trip - August 30
CVS Trip - August 30
Tide Stain Release Laundry Detergent
CVS Antibacterial Hand Soap
Venus Embrace Razor
Glade Reed Diffuser Air Freshener
Glade Candle
Sensodyne Toothpaste
Aquafresh Toothpaste
2 jars of Welch's Jelly
Cost Before Coupons: $43.67
Cost After Coupons: $4.34
Extra Care Bucks Earned: $18.99
It is a lot of fun to watch the total go down as they scan coupons! The other perk is that CVS gives you coupons based on how much you use your Extra Care Card. In these two transactions, I used coupons for free aspirin and hand soap that CVS had given me on previous visits. I can usually use most of what I buy, but if I really don't see myself using something I'll just donate it to the St. Vincent De Paul organization that my dad runs at our church! If you are into saving money, then I would head to the Surviving the Stores website and look at the 'Surviving CVS' link. It takes a couple trips to really get it down, but once you do, it is very much worth it!! Happy couponing!
Monday, August 17, 2009
Solidly Together!
As I mentioned previously, Nathan and I are going through the Pre-Cana process, the marriage preparation required to get married in the Catholic Church. As part of that preparation, we had to take a test called FOCCUS. It is intended to cover the major aspects of married life and deals with issues from money to children to family and friends. It was over 200 questions and took a very long time to take! However, we are happy to report that the results are finally in! According to the test, Nathan and I are "solidly together" in our relationship! Of course, we already knew we were meant to be together, but it's still nice to know that we are very much on the same page in terms of important issues we might face during our marriage! Apparently this means we'll never have an argument, EVER :)
On another note, I have officially passed my certification exams and I am now a certified teacher!! I will begin my student teaching on August 24th at a school in Plano ISD! I am so anxious and excited to be in the classroom on a daily basis!
On another note, I have officially passed my certification exams and I am now a certified teacher!! I will begin my student teaching on August 24th at a school in Plano ISD! I am so anxious and excited to be in the classroom on a daily basis!
Friday, August 7, 2009
Adventures in Bella-Sitting!!
Bella LOVES her grandparents! In fact, she goes nuts whenever she enters the Ruggeri or Nelson households. It's an absolute riot, so we decided to videotape her reaction. Enjoy!
Maui!!!
We came back from Boston late Sunday night and left for Maui around noon on Monday! It was a whirlwind, but totally worth it! My parents have a place in Maui and spend 3 months out of the year there. We tagged along for this trip and had a lot of fun spending time with them! We were lucky enough to go last year as well. Last year we did a lot of the "touristy" things, so this trip we spent a lot of time relaxing on the beach! We also went hiking, surfing, and played a lot of tennis! It was a quick trip, but tons of fun! We can't wait to go back again :)

2/12
On our 2 1/2 hour, 7 mile hike! Wasn't quite sure what I was getting myself into when I agreed to it, but we had a good time!

2/12
Boston!
Nathan and I had a very busy July filled with fun travels!! For our joint birthday present, my parents gave us a trip to Boston. I graduated from Boston University in 2006 and haven't been back since. We had a great weekend! I got to show Nathan around the city and introduce him to my wonderful college friends!
Nathan by the finish line of the Boston Marathon.
Nathan by the finish line of the Boston Marathon.
Monday, July 27, 2009
200 Days!!!
Nathan and I are getting married 200 days from today!!!! I feel like we've been engaged forever and we still have forever left until we're married, but I can't wait!!! I am sooo ready to be Mrs. Nelson!!!
We have been very absent from the blogging world as of late. I had a hectic summer semester and I am happy to report that I have finished all of my masters coursework! I start student teaching on August 17 and will continue through Thanksgiving. Come December I will finally have my masters!!!
After finishing a crazy month of class, Nathan and I went on two wonderful trips. I promise to update with pictures and stories soon!
We have been very absent from the blogging world as of late. I had a hectic summer semester and I am happy to report that I have finished all of my masters coursework! I start student teaching on August 17 and will continue through Thanksgiving. Come December I will finally have my masters!!!
After finishing a crazy month of class, Nathan and I went on two wonderful trips. I promise to update with pictures and stories soon!
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